Your Unimet Wallet is a virtual account that has been set up by your landlord or your homeowners association (HOA). Any billing that your landlord or HOA needs to recover, can be billed via the Unimet Wallet. This includes rentals, levies, fixed municipal charges as well as other charges according to your contract.
In addition to billed items, the funds in your Unimet Wallet are used to top-up your prepaid water and electricity meters. Funds are deducted from your wallet, are converted to prepaid tokens and then loaded onto your smart prepaid meters.
You can access your Unimet Wallet via our online portal known as the Unimet SmartZone. The SmartZone shows you all your financial transactions, your invoices, your credit notes and your statement.
You can also get information about your meters through the SmartZone. You can see your top up history, your meter readings and your credit balances.
No. We do not have an App that can be found in the Google Store or the Apple Store. Our online portal uses the latest web technology called Progressive Web. When you access our site for the first time, you will be prompted to save our website to your desktop. If you select “yes” then the link to the SmartZone will be created on your desktop and it will function as though it was an application that you had downloaded.
There are several ways to add funds to your wallet:
- Cash at an ATM
- EFT transfer at an ATM
- EFT transfer via your online banking profile
- Credit Card payment online through the Unimet SmartZone
- Debit Card Payment online through the Unimet SmartZone
- SID Instant EFT onlint through the Unimet SmartZone
Log into your profile on the Unimet SmartZone. On the main menu in the top right-hand corner, select Bank Accounts. Our banking details with the four major South African banks can be found there.
Your wallet reference appears right under your name on the landing page of the SmartZone. The reference starts with the initials of your name (eg. if your name is James Govender, then the wallet reference will begin with the letters “JG”) and the reference ends with the short code of your unit (eg. if you live in unit 705 at a property called Norbreck Court, your reference will end in “NBK705”).
If a payment is made that used the correct reference, our systems automatically apply the payment to the consumer’s wallet. If a payment is made using a reference that our systems cannot recognise, then the funds remain in a suspense account until we are able to correctly allocate them to a wallet. If you made a mistake in your reference, then please contact our Help Desk on 0861-864-638 and let us know. Our support agent will ask you some security questions and well ask you to send us proof of your transaction. Once we are certain of the payer of the funds, we will be able to allocate the funds to your wallet.
If you want your Capitec payment to reflect immediately, you can choose one of the following two options:
(a). Immediate clearance EFT from Capitec
(b). Using the SID Instant EFT online payment option via the Unimet SmartZone
When you pay from an ABSA account to an ABSA account, the transferred funds reflect immediately. The same is true for transfers made from one FNB account to another FNB account, and one Nedbank account to another Nedbank account etc.
But when money is paid by EFT between two different banks (e.g. ABSA to Nedbank), the funds can take several days to reflect. However, if you make an online SID payment via the Unimet SmartZone, it doesn’t matter which account you bank with, your successful transaction will be recognised immediately by our systems and your wallet will be automatically topped up without the delay of a few days.
The SID Instant EFT will log you into your online banking profile via their secured web-page and facilitate your online EFT to our bank account.
If you select to pay using this option, you will not need your wallet reference as our systems automatically assign your payment to your wallet.
Once your SID payment is successful, if you directly log into your online banking profile, you will see the EFT that you performed via SID (as though it was an EFT that you did directly).
SID Instant EFT can facilitate payments for persons who hold bank accounts with any of the following banks: ABSA, Capitec, FNB, Investec, Nedbank & Standard Bank.
FNB has a system-wide limitation that it will not notify us of any payment of R100 or less. If you have made an ATM payment or an EFT for a value of R100 or less, please contact our Help Desk on 0861-864-638, and let our agents know. We will track down the payment and allocate it to your wallet. This limitation only exists at FNB and does not apply to payments made to any of our other bank accounts.
The cheapest option for topping up your wallet is to do an EFT to one of our four bank accounts. The most efficient option is a same-bank to same-bank payment. (If you bank with ABSA, please pay to our ABSA account. If you bank with Nedbank, please pay to our Nedbank account, etc.)
Please remember to use your correct wallet reference with your payment so that our systems can automatically recognise your payment and allocate it to your wallet.
Paying cash at a bank teller is by far the most expensive option of all and we strongly advise that you totally avoid this option. The costs of a bank teller deposit (depending on the bank) begin at R40 per deposit and just get more expensive from there.
If you must pay with cash, we advise that you do an ATM cash deposit.
An EFT payment is most definitely cheaper than a cash ATM deposit. Please remember to your correct wallet reference when making payment.
All banks charge their fees every time you use them. For example, if you make two R300 EFT payments, you will pay double the fees than if you only make one R600 payment. This is because for each of the R300 payments made, there was a minimum fee that was charged per transaction.
We recommend that you determine what your monthly spend in your wallet is, and then make one payment for the full value (rather than many smaller payments). This way you incur only one EFT transaction fee for the full value loaded to your wallet.
Debit Card and Credit Card payments to your wallet are charged a percentage fee of the value of the transaction. Since this is a percentage fee, the higher the payment value, the larger the transaction fee.
We recommend EFT payments as the most cost-efficient option of topping up your wallet.
Just like the use of debit cards or credit cards, the use of an online SID payment is charged a percentage fee of the value of the transaction. Since this is a percentage fee, the higher the payment value, the larger the transaction fee.
We recommend EFT payments as the most cost-efficient option of topping up your wallet.
No. The funds in your wallet never expire.
If you loaded more funds into your wallet than what you actually used in any month, the full value of the unused funds remains available to use the next month. Even if you added enough funds into the wallet for a whole year, the same applies. The funds in your wallet only reduce when they are used to pay for billed invoices or for top-ups of your water and electricity, otherwise they remain in your wallet.
You can always request for a refund of the available funds in your wallet. Any funds that have not been used to pay for any billed invoices or have not been used to top up your water and lights, are funds that remain available in your wallet. These can be refunded to you upon request.
In the event that you need a refund, please contact our Help Desk on 0861-864-638 who will assist you with the process. Amongst other information, we will need your banking details in order to refund by EFT to your bank account.
The whole process takes about three working days and a small administration fee is charged.
You can always request for a refund of the available funds in your wallet. Any funds that have not been used to pay for any billed invoices or have not been used to top up your water and lights, are funds that remain available in your wallet. These can be refunded to you upon request.
In the event that you need a refund, please contact our Help Desk on 0861-864-638 who will assist you with the process. Amongst other information, we will need your banking details in order to refund by EFT to your bank account.
We will contact your landlord to confirm that your tenancy has indeed come to an end and that you have settled any account owing to your landlord.
The whole process takes about three working days and a small administration fee is charged.
Instead of having to worry about topping up your prepaid meters yourself when they are running low, our systems monitor your meters on a regular basis. When they begin running low, funds are removed from your wallet and converted to prepaid credits and then automatically loaded to your prepaid meter. This process is called an Auto-Vend.
Yes. You can turn off the Auto-Vend feature of your wallet. If you choose Manual To-Up then our systems do not automatically top up your meters. When your meters are running low, you can choose yourself which meter to top-up, when to top it up and how much to top it up (within the parameters set up by your landlord or homeowners association).
To turn Auto-Vend or of off, log into the Unimet SmartZone and from the Main Menu, select the Settings option. From the Settings page, turn the slider on or off for the item that says, ” I will manually top up my meters”.
If you select to manually top up your meters, you must please remember to top up before the meter runs into zero credits, so that you can avoid running out of water or electricity. When this feature is activated, our systems will not be able to automatically top up the meters.
Our prepaid meters are smart meters. This means that our systems are able to communicate with your meters via the internet. We have developed the technology to send your prepaid tokens directly to your meters and therefore you do not need a keypad to load your prepaid tokens. It is all done automatically for you.
You are able to query your smart meter directly via the SmartZone. Log in, and from the dashboard select the functions button of the meter you would like to query. Select the Get Current Values option. Our system will then communicate with your meter and let you know what your available credit balance is.
Please do keep in mind that if for any reason communication to your meter is not possible, we will not be able to give you that information at that time. In this case, please try again later.
There are many factors that can lead to us being unable to communicate to your meters. Amongst other issues some of the most common are due to load shedding, power failures and poor GSM (mobile) signal in the area.
On the dashboard of the SmartZone you will see two values reflecting on the section called My Wallet.
The value that is named Statement Balance shows your actual financial position with regards to your financial relationship with your landlord or HOA. A positive balance means that you have settled all of your billed invoices and the amount that is showing, is the value of your funds that is available to you (what is still your money).
If your Statement Balance is showing a negative value, then it means that there is one or more billed invoice that has not yet been settled on your account. In this case, you will need to add additional funds to your wallet to settle this outstanding value.
The value that is showing as Available Funds is the amount of money that is still free in your wallet to be used for top ups to your prepaid meters or for payment of invoices to be billed.
The reason that there is a difference between these two amounts is because if a consumer has a debt management plan in place, he may be in total owing monies to his landlord or HOA, but not all of that overdue amount is payable immediately, thus leaving funds available for top ups.
Of course. The SmartZone retains an unlimited history of all the transactions that have taken place on your wallet. Log into the SmartZone. From the main menu select the Wallet button. This will take you to your running statement. If you are accessing the SmartZone using your computer, click on the invoice number. This will open up the actual invoice and will show you the details of your transaction. From here you can see the PDF version of the invoice. If you are accessing the SmartZone using your mobile phone, on the statement to the right of your invoice, there are three vertical dots. Click on the dots and your invoice will open.